The price of waiting can be also huge

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The cost of waiting is often not just ‘also’ large, it’s the larger of the two. *edit* or, as the Peter Lynch quote goes, “Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves.”


unless you have a specific short term target date you’ll need to pull your funds out by, i believe the general rule is that time spent in the market is more valuable than timing the market


What I learned from over 10 years of investing/trading is that trying to time the market is a fool’s errand. You might get lucky, but almost 95% of the time, it’s better to stick to a plan and adjust than to wait for a “perfect opportunity”. Let’s say you’ve been waiting for that perfect opportunity, but S&P keeps rising and hits 4000. Your time finally comes and the market corrects 20%. Is that really an opportunity? That brings S&P back to where it is today. Too many people lose money overthinking and trying to outsmart the market. If you are not actively investing, it’s better to passively invest over time whether the market is up or down


> I guess for us retail investor it is just impossible to predict what market can do. ​ It’s impossible for nearly anyone. If the timeline for your money is >5 years, just invest it. Waiting for the “right time” is a fool’s errand.


50% cash? At least toss it to bonds or something while you wait.