Mortgage Rate 2.75% (zero points) 30 year fixed- mid West city

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It looks like OP has gotten plenty of feedback, and the discussion is going around in circles. Locked.

Econ0mist

Weird that this guy posted and then “ghosted” without responding. This seems like a shady add. As for the deal that one commentor is “advertising” as 2.5% no points with only 3% down, sounds sketchy to me. Usually you will need perfect credit and at least 20% down for a deal lile that, so, Commenting so I cam followup on this, later. Source: am a mortgage banker.

Joe392rr

Dude… what else you want? All the best!

aka-ak47

Currently refinancing my 4.875% 30yr, down to a 1.875% 15yr. Rates are so low, we’ll probably never see this again in our lives. Edit… house is just outside a semi-major city, in a nice area. Original loan was for 125k new loan is for 112k, and the house is valued at 142k. We’re paying 2 points plus a 1% origination fee.

electriczap

I just refinanced from 4.125 to 2.75 with 1.2 points and other processing fees.

violentdeli8