Preparing for the worst

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I’m sorry you’re going through this. I’m 32 and two weeks post mastectomy with Stage 2b breast cancer, so I have an idea of what you’re going through. My financial situation is a bit different, but here’s what I did. I’m married with an 8 month old and own a house with a mortgage. We saw a lawyer who only does estate planning and setup a revocable trust. Our house and all our accounts are in the name of the trust. We have wills that basically say anything not in the trust goes to the trust. We also did advanced healthcare directives, which you should very much consider doing since you’re not married.


As an estate planning attorney, I suggest talking to an estate planning attorney, especially if you are not married and you want your fiance to manage things for you while you are alive. Documents: Consider creating a health care power of attorney, general double power of attorney for finances, and advance health care directive naming your fiance as your agent. Consider also creating a revocable living trust and will, but with such a small estate, that may not be necessary. You could probably just title your vehicle and bank accounts in both your names. You can also designate a person for disposition of your remains. Check the beneficiaries of any life insurance policy. Student loans should be discharged upon death or disability. Note: My grandmother who helped raise me had breast cancer and had a double mastectomy. That was over 50 years ago and she is now 95 years young and going strong. Stay positive.


I’m so sorry for your diagnosis. Good luck to you.


Ooof I’m so sorry you’re going through this. I had a mastectomy at 27 (I’m BRCA positive so I thought it was preventative but I ended up having very early cancer cells). As other have mentioned, get a trust worthy estate attorney. I had a sketchy one when my dad died so I immediately got a new, reliable one for myself. Be picky with them. Ask them ANYTHING you’re worried about. Don’t be shy. Hang in there. It’s really wise that you’re even planning at all. Everyone should be doing this. Life itself is a terminal illness. Some random dude could get hit by a bus. We don’t know what the future holds but it’s smart to do what we can now.


I am sending you love and wishing the best for you even as you prepare for the worst.