Hit with fraud for $11,350+ an hour ago. Compromised 3 bank accounts

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You may find the [identity theft wiki](/r/personalfinance/wiki/identity_theft) helpful. It has a list of steps to follow and it is updated regularly. — For anyone reading: If you are called like this, you shouldn’t respond other than to find out who is calling and the reason. End the call and then **you call** the company using an official number posted on their official website or from the back of your credit or debit card. Caller ID can be faked and companies will not *initiate* contact to ask you for information and even if that happens, the worst case is that you make an extra phone call (of course, companies will ask you for information if you initiated contact). If it’s an email or text message, similarly don’t use any links, phone numbers, or email addresses from the message. Type the website address yourself.


Get to changing your checking accounts, don’t procrastinate just because it’s a pain in the ass. **The assumption should be that everything is compromised not that only a few things are compromised.** *Edited to remove superfluous text that other people already explained


Never ever confirm info with someone who calls you. Caller Id is trivially spoofed. Impressive full immersion scam with them actually doing some transactions first to gain your trust.


I’d never verify unless I was the one initiating the call. “Listen, I have to run to the store for a bit as it’s a little urgent, can I get your name or an extension number to call you back on in X minutes?” 98 times out of 100, I can hear them getting fidgety over the phone and they absolutely insist I verify to resolve this issue in the shortest time frame possible. I hang up, call a trusted number and speak to someone there about the call, and find out “Yeah, good thing you didn’t just give someone info that would have financially screwed you ” These bastards are getting more clever in the hopes that more people fall for it, but never verify on a call you definitely weren’t expecting or did not initiate in the future.


>to a person called Zakiya Hemingway as the beneficiary of the transfer. Just FYI, chances are this person is a victim as well – almost always the drop account has also been taken over (to cover their tracks further).