LPT: Your future self is going to wish you had started saving earlier regardless of your current age. Start cutting back and investing in later now

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From an old man that saved every penny hoping to retire early, it would have been way more fun to have a fun youth. So enjoy your youth while you have it, but live responsibly and set savings aside. Too extreme in either direction is counter productive.


There are two types of people. Those receiving compound interest and those paying compound interest. Investing sooner is way more important than investing more.


I wish I was confident there will be a world in 30 years to save for.


Imagine being someone with something to save.